Hello and welcome to the Retiring Canada Podcast. In today's episode, we're tackling a question that every retiree, and anyone preparing to retire, should consider: how do you prepare your retirement portfolio for the next market crash? The truth is, market drawdowns aren't a matter of if, but when. Yet, despite all the speculation about potential bubbles, like the current buzz around AI and a handful of mega tech companies, the reality is simple: nobody can predict the future. A market...

I hope you're having a great day and I hope it gets better as we explore a few strategies that we regularly review and implement with clients. Because here's the truth: your biggest opportunity as a Canadian investor is tax efficiency. It's not how much you earn... it's how much you keep. Tax planning, especially tax minimization, is one of the biggest pain points for Canadians. We often meet new clients, from DIY investors to families working with :investment-only" advisors, who simply...

For many high-net-worth Canadians, real estate has long been a powerful wealth-building tool. Whether through a vacation property, rental units, or commercial real estate, these assets have often provided appreciation, cash flow, and diversification. But as retirement approaches, the question becomes: should you keep your properties or start divesting them? In this post, we’ll explore: The main reasons to keep or sell your properties Key questions to help guide your decision My own experience...